Affordable Care Act (ACA) Practice Test 2025 - Free ACA Practice Questions and Study Guide

The primary objective of state-run health insurance marketplaces is to enhance access and affordability of health insurance. These marketplaces were established under the Affordable Care Act to create a streamlined platform where individuals and families can shop for, compare, and purchase health insurance plans. By facilitating competition among insurers and providing subsidies to eligible individuals, the marketplaces aim to make health coverage more accessible and affordable, particularly for those who might struggle to find suitable options on the traditional insurance market. This goal aligns with the broader objectives of the ACA to reduce the number of uninsured people and improve overall public health through better access to preventive and necessary medical care.

The other options do not capture the main goal of state-run marketplaces, as they either focus on negative aspects like decreasing options or do not address the overarching aim of improving access to healthcare for all individuals.