Affordable Care Act (ACA) Practice Test 2025 - Free ACA Practice Questions and Study Guide

The primary purpose of establishing the Marketplace was to simplify shopping for health coverage. The Marketplace, often referred to as the Health Insurance Marketplace or exchange, was created under the Affordable Care Act to provide a structured and accessible platform where consumers can compare different health insurance plans, understand their options, and purchase coverage.

Before the establishment of the Marketplace, many individuals faced challenges in finding, comparing, and purchasing health insurance, often leading to confusion and limited access to affordable options. The Marketplace not only centralizes information and resources for consumers but also provides a standardized way to compare different plans based on coverage, costs, and benefits. This has made the process of obtaining health insurance more transparent and user-friendly.

The other choices present options that do not align with the primary goals of the Marketplace. For example, establishing a government employment program or increasing taxes for health insurance are not functions of the Marketplace. Similarly, limiting insurance enrollment contradicts the goal of expanding access to coverage, which is a fundamental aspect of the ACA.